Peran Regulasi Securities Crowdfunding dalam Mendukung Kegiatan Usaha Mikro, Kecil, dan Menengah di Indonesia

  • Maichle Delpiero Universitas Padjadjaran, Bandung, Sumedang, Jawa Barat
  • Axel James Setiawan Universitas Padjadjaran, Bandung, Sumedang, Jawa Barat
  • Alvita Yuniar Universitas Padjadjaran, Bandung, Sumedang, Jawa Barat
  • Pramuditya Ardhana Universitas Padjadjaran, Bandung, Sumedang, Jawa Barat
Kata kunci: Information Technology-Based Crowdfunding Services, Micro, Small and Medium Enterprises (MSMEs), Securities Crowdfunding (SCF)

Abstrak

According to Ministry of Investments’ and the Indonesian Investment Coordinating Boards’ data, Small Micro and Medium Enterprises (“MSMEsâ€) have contributed Rp 8,574 trillion 61% of the value of Gross Domestic Product (“GDPâ€). Looking at the potential of MSMEs that can support the national economy, the Indonesian government has begun to shift its focus to empowering MSMEs. One of the root causes that hinder the efforts to scale up the MSMEs is about capital. This is exacerbated by the condition of the COVID-19 outbreak in 2020 that has reduced the possibility and opportunities for MSMEs to raise capital. Along with the recovery of MSMEs in Indonesia after COVID-19, the Indonesian government has provided diverse economic stimulus. One of them is by issuing Financial Services Authority Regulation Number 57/POJK.04/2020 of 2020 which essentially regulates Securities Crowdfunding (“SCFâ€). The regulation has been updated to accelerate the empowerment of MSMEs in Indonesia through the Financial Services Authority Regulation Number 16/POJK.04/2021 of 2021. This study uses normative juridical methods through a secondary data approach, aiming to break down and analyze how the financing model and implementation of SCF regulations will support MSMEs. This study has resulted that the role of SCF regulation has strategically supported MSME activities in Indonesia through various facilities.

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Referensi

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DOKUMEN HUKUM
Undang-Undang Dasar Negara Republik Indonesia Tahun 1945.
Undang-Undang Nomor 8 Tahun 1995 tentang Pasar Modal sebagaimana telah diubah dengan Undang-Undang Nomor 11 Tahun 2020 tentang Cipta Kerja (UU Pasar Modal).
Peraturan Otoritas Jasa Keuangan RI Nomor 57/POJK.04/2020 Tentang Penawaran Efek Melalui Layanan Urun Dana Berbasis Teknologi Informasi. (Equity Crowdfunding).
Peraturan Otoritas Jasa Keuangan Nomor 16/POJK.04/2021 Tentang Perubahan Atas Peraturan Otoritas Jasa Keuangan Nomor 57/POJK.04/2020 Tentang Penawaran Efek Melalui Layanan Urun Dana Berbasi Teknologi Informasi (Securities Crowdfunding).
Diterbitkan
2023-09-26
Bentuk Sitasi
Delpiero, Maichle, Axel Setiawan, Alvita Yuniar, and Pramuditya Ardhana. MODELING: Jurnal Program Studi PGMI 10, no. 3 (September 26, 2023): 203-231. Accessed February 10, 2025. https://jurnal.stitnualhikmah.ac.id/index.php/modeling/article/view/1449.
Section
Articles